We are all in danger of becoming disabled at any time, as frightening as it may appear. Whether through illness or injury, disabilities can leave us unable to provide for ourselves and our family.
In such cases, you may face a disability that may impair your ability to earn an income, and therefore try to push for benefits. Nevertheless, obtaining such benefits will require you to subject yourself to a rigorous administrative process in order to qualify for SSDI (Social Security Disability Insurance) or SSI (Supplemental Security Insurance). It is also possible that your claim is denied, even with all the necessary documentation provided during this process.
To appeal such decisions, you will definitely need the assistance of an experienced SSDI lawyer in Arizona to guide you through.
The United States government provides financial benefits for those who are disabled through the Social Security Administration (SSA). The SSA has defined a “disability” as:
“The inability to engage in substantial gainful activity due to a medically determinable impairment that has lasted or is expected to last a minimum of 12 months or result in death.”
If you or a loved suffer from a physical or mental disability that has left you unable to work, you may be entitled to receive benefits.
Currently, the government offers two main types of benefits:
A benefit that is earned by paying into the system through income tax contributions. Generally speaking, the duration of your payments is measured for this type of benefit, meaning that if you have paid in for a sufficient number of quarters annually, you are eligible regardless of your current financial situation. In addition, legal permanent residents who have paid in for the required length of time can receive this benefit.
SSI is available to those with few financial resources who are unable to work because of their disability status. Unlike SSD, anyone can be eligible for this benefit. In general, SSI is paid to disabled individuals who may be disabled, blind, or over the age of 65.
Receiving SSD or SSI benefits can be very essential to a claimant’s future health and life, as it can also make them eligible for Medicare or other medical coverage.
As these benefits can be hard to obtain, the process you would have to subject yourself to can be tedious and cumbersome. This is where a Social Security Disability attorney can guide you through, and work on your application and subsequent appeal and handle all the aspects of this process.
SSD requires 40 work credits, with twenty credits earned within the last 10 years. As long as you qualify for SSD, you may also be entitled to monetary compensation, with benefits of up to one-half of your disability amount can be paid monthly to your spouse or children.
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